Mobile money vs. Nano – fees
Enter an amount in Tanzanian shillings (TZS) and see what sending it costs with each mobile money provider, and what it costs if the recipient also withdraws cash from an agent. Values the provider has not published, or that could not be verified, are shown as “not documented” – never as a guess.
| Provider | Send (same network) | Send (other network) | Cash-out at agent (recipient) | Send + cash out |
|---|
Nano
Sending Nano costs 0 TZS network fee. Swapping into or out of Nano can cost something (exchange-rate spread).
The current spread is loaded after the page and may be missing.
Mobile money charges per transfer and again for each cash-out; Nano charges nothing for the transfer itself, but the spread when you swap is the cost to compare.
Sources
Status: 2026-10-16 · Tariffs change – no guarantee.
Cash-out includes the government levy (Tanzanian state charge on cash-out); the sum is shown. Percentages relate to the amount sent.